Twains Effective Strategies Essays - Geography Of The United States

Twain's viable procedures Imprint Twain's Life on the Mississippi is a story that follows a sequential request from start to finish. The primary section of the book starts with the authentic foundation of the Mississippi River, which is the fundamental focal point of the story. The purpose behind giving the foundation data of the waterway is to let the peruser have a superior comprehension of Twain's pleasure and wonder that gets his creative mind. In addition, Twain utilizes successful procedures, for example, itemized portrayal, verbal incongruity, and near gadgets to relate his own understanding on the Mississippi River to the crowd. All through the story Twain catches the peruser's eye through his point by point portrayal of the various encounters that happen on the waterway. In part four, Twain portrays a town when the steamer shows up. The white towns drowsing in the daylight of a mid year's morning; the roads unfilled, or pretty almost so; a couple of assistants sitting before the Water Street stores, with their brace bottomed seats inclined back against the walls?.but no one to tune in to the quiet lapping of the wavelets against them; the incomparable Mississippi, the great, the brilliant Mississippi?(21). Twain's utilization of careful depiction gives the peruser numerous insights regarding the scene. The reason for the subtleties is to include the progression of the sentence, subsequently empowering the peruser to look like a solid picture as far as they could tell. Later on in the section the depiction radically changes when the steamer moves closer to the dock. By and by a film of dim smoke shows up over one of those remote 'focuses'; immediately a negro drayman, popular for this snappy eye and tremendous voice, lifts up the cry, 'Steamer a coming' and the scene changes. The town lush mixes, the representatives wake up, an enraged clack of carts follows, each house and store spills out a human commitment, and all in a shimmering the dead town is alive and moving (22). At the point when the scene changes from a without a care in the world morning to wild eyed fervor, not exclusively does the portrayal changes, however the sentence structure changes too. The depiction of the steamer showing up to the town contains more subjects and action words; along these lines this makes the sentences more rough and compact instead of long and streaming point by point portrayals. The shorter sentences have an unexpected reason in comparison to the more extended sentences. The shorter sentences portray the move that is making place and simultaneously, it additionally draws out the air and the power the town individuals are experiencing. Then again, the more drawn out sentences depict more inside and out of the landscape and the individuals in the town. The distinctive sentence structure gadgets change the scene, and push it an ahead way. This change permits the peruser to intellectually picture Twain's encounters. In the start of the story, Twain describes the chronicled foundation of the Mississippi and the various travelers during the timespan. So as to re-tell history, Twain utilizes verbal incongruity and cleverness in part four to divert the peruser. La Salle himself sued for certain high benefits, and they were benevolently agreed him by Louis XIV of expanded memory. Boss among them was the benefit to investigate, far and wide, and construct posts, and stake out landmasses, and hand the equivalent over to the ruler, and pay the costs himself; getting, consequently, some little points of interest of some sort; among them the syndication of wild ox stows away (6). Truth be told, all around, religion was in a curiously sprouting condition: the Council of Trent was being called; the Spanish Inquisition was cooking, and racking, and consuming, with a free hand; somewhere else on the Continent the countries were being convinced to heavenly living by the blade and fire...(4). This section is loaded up with Twain's diverting depictions of lords, religions, and wayfarers. So as to make the dull history all the more energizing, Twain utilizes his mind to help up the recorded foundation of the content. His procedure permits the peruser to grin at his dull and amusing diversion. Twain's amusingness is viewed as unexpected in light of the parody he uses to compose the history. At the point when the peruser hears the recorded realities of the Spanish Inquisition being depicted as simmering and racking and

Free Essays on Morality And Kant

Profound quality According to Kant â€Å"All judicious information is either material, and concerns some article, or formal, and is involved uniquely with the type of comprehension and reason itself and with the all inclusive guidelines of speculation, regardless of qualifications among objects†(page 3). Kant utilizes these considerations all through the entirety of his works; the entirety of his remarks, musings, and perspectives relate back to this standard. Kant communicates his perspectives on profound quality, obligation, positive attitude, and good obligation all through the â€Å"Foundations of the Metaphysics of Morals.† I concur with a large number of Kant’s perspectives on these standards, and yet can't help contradicting the limits he takes in attempting to convince the peruser. The primary â€Å"proposition of morality† is that you must have planned something for accomplish moral worth. On page 14, Kant says that activity done out of â€Å"vanity or selfishness† isn't correct good worth. Kant utilizes the case of a troubled man. Despite the fact that this man is miserable, he despite everything helped other people around him. While helping other people, he was unable to acknowledge compassion from them since he was so engrossed with his own distresses. He doesn’t get anything as a byproduct of his assistance; presently, since he isn't getting anything for his assistance, he has done this demonstration with â€Å"genuine moral worth.† He is helping other people without monitoring the impact he is having on them. On page 16 it states, â€Å"An activity carried out from responsibility doesn't have its ethical worth in the reason which is to be accomplished through it however in the proverb whereby it is determined.† This stat ement is Kant’s second suggestion of profound quality. Kant’s second recommendation is a great deal like the first. I think what Kant is attempting to state that when somebody accomplishes something, not to profit oneself, it is accomplished for â€Å"duty.† When I read this I thought of legislators. At the point when a lawmaker is crusading he guarantees â€Å"lower taxes† and â€Å"better wellbeing benefits.† Although he may really attempt to accomplish these ... Free Essays on Morality And Kant Free Essays on Morality And Kant Ethical quality According to Kant â€Å"All discerning information is either material, and concerns some item, or formal, and is involved uniquely with the type of comprehension and reason itself and with the general guidelines of speculation, regardless of differentiations among objects†(page 3). Kant utilizes these musings all through the entirety of his works; the entirety of his remarks, contemplations, and perspectives relate back to this guideline. Kant communicates his perspectives on ethical quality, obligation, positive attitude, and good obligation all through the â€Å"Foundations of the Metaphysics of Morals.† I concur with a significant number of Kant’s perspectives on these standards, and yet can't help contradicting the limits he takes in attempting to convince the peruser. The main â€Å"proposition of morality† is that you must have planned something for accomplish moral worth. On page 14, Kant says that activity done out of â€Å"vanity or selfishness† isn't accurate good worth. Kant utilizes the case of a miserable man. In spite of the fact that this man is troubled, he despite everything helped other people around him. While helping other people, he was unable to acknowledge compassion from them since he was so engrossed with his own distresses. He doesn’t get anything as a byproduct of his assistance; presently, since he isn't getting anything for his assistance, he has done this demonstration with â€Å"genuine moral worth.† He is helping other people without monitoring the impact he is having on them. On page 16 it states, â€Å"An activity carried out from responsibility doesn't have its ethical worth in the reason which is to be accomplished through it yet in the adage whereby it is determined.† This statemen t is Kant’s second recommendation of profound quality. Kant’s second recommendation is a ton like the first. I think what Kant is attempting to state that when somebody accomplishes something, not to profit oneself, it is accomplished for â€Å"duty.† When I read this I thought of legislators. At the point when a legislator is battling he guarantees â€Å"lower taxes† and â€Å"better wellbeing benefits.† Although he may really attempt to accomplish these ...

Blog Archive MBA Career Advice Stop Talking About Work at Networking Events

Blog Archive MBA Career Advice Stop Talking About Work at Networking Events In this weekly series, our friends at MBA Career Coaches will be dispensing invaluable advice to help you actively manage your career. Topics include building your network, learning from mistakes and setbacks, perfecting your written communication, and mastering even the toughest interviews. For more information or to sign up for a free career consultation, visit  www.mbacareercoaches.com. We have this silly idea that when we meet people at networking events we should be talking about work. We are there to forward our career after all, so it stands to reason that the conversation should focus on what outstanding professionals we are, right? Wrong!!! A networking event is not an interview, and you should stop treating it that way. What matters in making that first connection with someone is whether or not they like you, whether they want to talk to you again, whether they could imagine enjoying coffee or a drink with you after work. Networking events are social more than they are professional. You don’t want people to be impressed by you. You want them to relate to you. You could call this a common interest or common ground, but it is not simply a surface-level shared passion for, say football, travel, or crime novels. Being relatable is a function of sharing something real about yourself, quite the opposite of what you would say if you were trying to impress someone with your professional accomplishments. Since in general people prefer positive emotions to negative ones, here are some ideas for things to talk about that make you relatable while focusing on the positive. Something you love. Anything. Do we need to remind you to avoid inappropriate or hot button issues such as sex, politics, or religion? Probably not. But anything else is fair game. Movies, nature, food, magazines, your niece, your trip to Jordan, your favorite laundry detergent, anything that you love to talk about. Something recent. Vivid details make the discussion more real. So talk about something current. Did you just see an incredible film last week? Talk about that. Enjoyed some Cuban tacos at a new joint on Broadway? Go there. Just got back from a trip to Scandinavia? Use that. Something you are thinking about. Questioning is relatable. Are you trying to figure something out? Engage others in a dialogue about it. Not sure where to take your mom for her birthday dinner? Ask the person next to you. Struggling to stay motivated to go to the gym at lunch every week? Ask the group what they do. Looking for a great resource on career advancement? Get the advice of the people you are speaking to. Importantly, do not make the conversation a transaction. Keep the conversation focused here and now. That will give you the best chance to make a genuine connection with the people you meet. You can worry about what you have to offer each other later. That’s what follow up conversations are for! Share ThisTweet MBA Career Advice

The Incarceration Of The Juvenile Justice System - 2790 Words

The Juvenile Justice System was created as a separate network from the Criminal Justice System so that juveniles could be treated differently from adults but still be held accountable for their crimes. This system takes more of a rehabilitative approach to help the juvenile offenders rather than to simply punish them because the goal is to keep the youth on the right path and prevent them from becoming lifelong criminals. While the goal remains the same, different states have different laws in place and other methods when it comes to rehabilitation as well as punishment. Punishment for juveniles always sparks debate because many people argue that punishments such as the death penalty and life in prison should not apply to the youth because of their age. Others argue that without this kind of punishment there would be no fear for juveniles in committing serious crimes which would lead to an unfair practice of justice. An unfair practice of justice occurs across the juvenile justice sy stem already in which race, gender, and ethnicity plays a huge role in determining how far into the system a youth goes. Changes have to be made to this system in order for improvement to be seen but it has to start from the beginning where the juveniles first come into contact with the system. In New York, juvenile jurisdiction starts with the youths that are over 7 and under 16 years old, but with extended jurisdiction it could last through age 20. Extended Jurisdiction is the power of theShow MoreRelatedThe Incarceration Of The Juvenile Justice System1601 Words   |  7 PagesWhen most people think about the American criminal justice system some of the first things that come to mind is corruption of officers and courts, or jails with prisoners. One of the last things that come to mind is the juvenile justice system. Nevertheless, nothing is more important than the juvenile justice system because the juveniles within the system are the future working class and citizens of America. Therefore, it is important that they receive the necessary punishment and rehabilitationRead MoreIncarceration Of Youth And Its Effects On Reducing Crime Essay1750 Words   |  7 PagesIncarceration of Youth The United States leads the world in the incarceration of young people, there are over 100,000 youth placed in jail each year. Locking up youth has shown very little positive impact on reducing crime. Incarcerating youth have posed greater problems such as expenses, limited education, lack of employment, and effect on juveniles’ mental and physical well-being. In today’s society there has been an increase in the crimes committed by juveniles. Most juveniles have underliningRead MoreThe High Incarceration Rate Of Juveniles1748 Words   |  7 PagesThe high incarceration rate of juveniles is a significant social problem that affects society as a whole as well as the youth’s individual welfare and developmental trajectory. Adolescents who are incarcerated in the juvenile justice system face a multitude of negative lifelong implications. The history of incarcerating youth in residential facilities such as juvenile halls, camps, ranches or group homes as a consequence for committing crimes has a deep-rooted history in the United States. â€Å"For moreRead MoreThe Total Effects Of Boot Camps That House Juveniles847 Words   |  4 PagesThe Total Effects of Boot Camps That House Juveniles: A Systematic Review of the Evidence. In the 1980s the first shock incarceration programs or boot camp was introduced for the adult’s correctional system. Since than it have rapidly grown, and widely adopted across the fields of corrections and juvenile justice. The attraction towards the shock incarceration program originated from the instinctive belief that military methods promote honorable behavior. However, for others, it is the effectRead MoreJunenile Justice System Should Focus on Rehabilitation Essay1729 Words   |  7 PagesJuvenile Justice System Should Focus on Rehabilitation University of Phoenix Juvenile Justice System Should Focus on Rehabilitation Rehabilitation over Punishment, why one is better or more effective than the other, in order to answer this questions one must understand what each means. Punishment is a consequence of doing something that is unacceptable, it is meant to be unpleasant, the problem with punishment is it does nothing to address the social or mental processes that maybe contributingRead MoreThe Juvenile Justice System Is Not Reflective Of Their National Population1612 Words   |  7 Pagesare roughly 79,000 adolescents held at juvenile facilities all across the United States (Sickmund Puzzanchera, 2014). Of that population, Latino and African American youth represent the majority of those in confinement. This is a problem because the overrepresentation of minorities within the juvenile justice system is not reflective of their national population percentages. Nationally, Latino and African American youth only comprise 38% of the total juvenile population combined, while CaucasianRead MoreSynthe sis Essay- Juvenile Incarceration Into Adult Prisons1414 Words   |  6 PagesBoettcher 10/21/15 Pd.3 Synthesis Essay- Juvenile Incarceration into Adult Prisons Childhood is a time in which memories are created, adventures are explored and social awareness begins to develop. The events that occur during childhood are pivotal in the development of a healthy and substantial life. However, what if those experiences were taken from a child? What would the outcome be if a child could not experience what it is like to be young? Juvenile incarceration strips a person of their childhoodRead MoreThe Criminal Justice System Is Complex1201 Words   |  5 PagesOverview: The criminal justice system is complex and in need of several types of reforms, this is especially true in the juvenile justice system. In 2012, there were 1,319,700 arrests of juveniles in the United States (OJJDP) and this includes both violent and non-violent offenses committed by those under the age of 18. Policy reforms can offer alternatives to the incarceration of young offenders, by providing mental health, or addiction rehabs for those that are in need of it rather than lockin gRead MoreJuvenile Sentencing974 Words   |  4 PagesJuvenile courts have a wide range of sentencing options (usually called disposition orders) that they can impose on juveniles or youth offenders who are found to be delinquent (that is, finding that the minor violated a criminal law). Typically, disposition options fall into two camps: incarceration and non-incarceration. One non-incarceration option in particular -- probation -- forms the backbone of the juvenile justice system. Read on to learn about the different kinds of sentencing optionsRead MoreCompare And Contrast Juvenile Delinquency Prevention979 Words   |  4 Pagesadolescents require a special system thru which be processed because they are â€Å"youth who are in a transitional stage of development†¦young offenders that are neither innocent children nor mature adults†¦Ã¢â‚¬  (Nelson, 2012). Because juveniles are in a process of constant development sociologically, psychologically and physiologically, th e juvenile court system focuses on alternative sentences and the creation of programs that will offer them rehabilitation instead of incarceration. However, in cases of extraordinary

Environmental Justice Is The Fair Treatment And...

Environmental Justice is the fair treatment and involvement of people of all races, national origin, or income regarding the construction, implementation, and enforcing of environmental regulations and policies (EPA). No single group of people should carry the full burden of pollution produced by industry or commercial operations in their vicinity. The discourse on environmental justice cannot proceed without mentioning environmental racism. According to the EPA, environmental racism is the targeting of non-white communities when locating harmful facilities, where racial minorities are not a part of the decision-making process. Environmental racism is one manifestation of environmental injustice reinforced by economic and political institutions (Bullard, 559). Above all, Environmental Justice has its roots in Warren County, North Carolina. In 1982, demonstrations by community members with the NAACP in Warren County opposed the decision to place a PCB landfill in an African American majority neighborhood. It resulted in over hundreds of arrests but put environmental justice on national headlines. Furthermore, the protests led the United Church of Christ to undertake a study entitled, â€Å"Toxic Wastes and Race in the United States†. This seminal study analyzed the connection between the placement of waste sites and race in the country. It found race to be the most confounding determinant in siting hazardous waste facilities in certain communities. Furthermore, the studyShow MoreRelatedKeystone Xl Pipeline Vs. Standing Rock Sioux Tribe Essay1307 Words   |  6 Pages Environmental Justice Case study: Keystone XL Pipeline vs. Standing Rock Sioux Tribe Introduction Throughout this paper I will try to prove that the proposed establishment of the Keystone XL Pipeline is a direct infringement upon the human rights of the Standing Rock Sioux Tribe of North and South Dakota. In order to make this claim I shall directly address three elements: First, the evidence of possible inequality of this situation, secondly the explanatory progress of how and why this situationRead MoreThe United States Environmental Protection Act1034 Words   |  5 PagesThe United States Environmental Protection Act (hereinafter referred to as EPA) defines environmental justice as ‘’the fair treatment and meaningful involvement of all people, regardless of race, colour, national origin or income with respect to the development, implementation and enforcement of environmental laws, regulations, and policies’’ (Bullard 2005, 4). Throughout the world, poor people and people of colour, who have the least political power and who are the most marginaliz ed, are selectivelyRead MoreEnvironmental Issues Of Environmental Justice1746 Words   |  7 PagesEnvironmental justice is a term coined in the United States that usually deals with two different things. One is the fair treatment and meaningful involvement of all people regardless of race, color, national origin, or income with respect to the development, implementation, and enforcement of environmental laws, regulations, and policies. The other is a mixed body of social science literature pertaining to anything from environmental laws to political ecology. Primarily based around the conceptRead MoreAnalysis Of The Clean Air Act ( Caa ) Essay845 Words   |  4 Pagesmeet federal air quality standards for 8-hour ozone and particle matter. 2. Environmental Air Quality Issue The Clean Air Act (CAA) was amended in 1990 to include the National Ambient Air Quality Standards (NAAQS) for pollutants considered harmful to public health and the environment (U.S. Environmental Protection Agency [EPA], 2014). Fairfax County and the DC metropolitan area are designated by the U.S. Environmental Protection Agency (EPA) as a moderate non-attainment area for the eight-hourRead MoreHow Asthma Fit Into The Healthy People 20201170 Words   |  5 PagesIn people with asthma, their airway becomes constricted with swelling and excessive mucous. This constriction or narrowing of the airway makes it difficult for the person with asthma to breath (Massachusetts Department of Public Health, 2009). If asthma is left uncontrolled, it leads to further wheezing, coughing, shortness of breath, tiredness, and stress. (Massachusetts Department of Public Health, 2009). How does asthma fit into the Healthy People 2020? As it is stated in Health People 2020Read MoreEnvironmental Sociology And The Environmental Justice Movement1618 Words   |  7 PagesEnvironmental sociology began to emerge in conjunction with the environmental justice movement. Environmental sociology can be defined as the study of how human societies interact with their environment. One important individual, Dr. Robert Bullard, acted as a key person throughout the environmental justice movement. He served as a technical advisor on civil right lawsuits and is now a professor at Texas Southern University. Because of his research dedicated to environmental issues pertaining theRead MoreA Brief Note On Environmental Racism Of Los Angeles1623 Words   |  7 PagesMihaela D. Vincze 07/15/15 Davidson Geog 350 Environmental Racism in Los Angeles Racism consists of philosophies and ideologies that aim to cause the unequal distribution of privileges, goods or rights amongst different racial groups. Our society’s forebearers planted the seeds of discrimination into our consciousness, as racism stems back into the middle ages. Many of our citizens are classified as second class, being disadvantaged in areas that other citizens are not. There is not a senseRead MoreEnvironmental Justice Is The Fair Treatment1671 Words   |  7 Pages Everything about environmental justice is supposed to give the environment and the world the treatment it deserves, people have spent a lifetime trashing it with pollutants, smog, and cutting down its trees, but at the same time the people who live on the Earth have been treated with injustice as well, â€Å"Environmental justice is the fair treatment and meaningful involvement of all people regardless of race, color, national origin, or income, with respect to the development, implementat ion, and enforcementRead MoreA Cleaner Community2064 Words   |  9 Pagesin environmental practices, such as growing human population, increased natural resource consumption, and the effluent discharges of manufacturing. These factors have resulted in a significant negative impact on world ecosystems (Dietz, Ostrom, and Stern 1907). What ties social equity and environmental stewardship together is the definition of environmental justice. Environmental justice is defined by the Environmental Protection Agency (EPA) as â€Å"the fair treatment and meaningful involvement of allRead MoreReview : On Working Class Environmentalism : A Historical And Transnational Overview Essay1859 Words   |  8 Pagesof environmental Justice in US and Brazil, in regards to the problem of the working class struggle in promoting Environmental Justice. In here, I believe that the Environmental Justice will be achieved if the government concern more into the welfare of the society, especially the workin g class. The actions should be taken to ensure that the interest of several stakeholders will not disadvantage the environment and the life of other people (working class). The problem of Environmental Justice itself

The Morality And Social Ethics - 1331 Words

Modest Ambiguity The Afterlife, a concept almost controversial enough we ought to legalize the option to transcend after death (just incase). The belief in an afterlife makes not only scientific but also idealistic sense. Though there are many different versions of the after life, this author supports re-incarnation from a Buddhist perspective. The belief of an afterlife is incredibly important to the human psych. Living with the belief of an impending death and after life that relies on your actions in this lifetime keeps people’s morality and social ethics at their highest not to mention providing many with hope and meaning in life. Without an afterlife, there is no point in being a good person, other than for self-fulfillment, or even living at all. From a scientific perspective there are several different â€Å"experiences† of the afterlife that people have. These experiences are classified as Verdical NDE’S (vertical near death experiences), Peak in the Dari en, Mediumship, and death bed phenomena. While Verdical NDE’S are the most commonly experienced they are also the most easily explained. As Greg Taylor says â€Å"†¦the heavenly visions of the NDE to be simply hallucinations brought on by the various physical and psychological burdens put on the brain by its imminent demise†. Anyone not familiar with the Verdical NDE phenomena, an adequate example would be Eben Alexander’s experience. Eben Alexander is a neurosurgeon, whom I might add is still practicing,Show MoreRelatedEssay on The Death Penalty:Social Ethics: Morality and Social Policy1737 Words   |  7 Pagesonly be rational and just to offer aid to the innocent than â€Å"to those who are guilty of squandering aid† (Mappes, Zembaty, and DeGrazia 141). Works Cited Mappes, Thomas A., Jane S. Zembaty, and David DeGrazia. The Death Penalty. Social Ethics: Morality and Social Policy. 8th ed. New York: McGraw-Hill, 2012. 105-53. Print. Read MoreThe Ethical Concepts Of Kantian Ethics Essay1043 Words   |  5 PagesMorality in Reasons, not Consequences Introduction The philosophy of Kant has become a turning point in the development of the Western thinking and worldview. His innovative and progressive ideas have strongly contributed to the formation of a new paradigm of the universe and role of humans in it. A great role in Kant’s studies belongs to the analysis of ethics, morality and law as the main regulators of the human behavior in the society Kant is known as the founder of the deontological ethics (Kantianism)Read MoreEthics : Ethics And Morality1476 Words   |  6 Pagesuniversal on ethics and morality. Ethics among different cultures is so vast, even though every culture does have a standard for ethics which they live by. Although ethics is a broad human universal, there is no specific universal ethic. Each world religion holds a different ethic as their highest ethic; it is always a case by case basis. Theory: Ethics serve as an adaptive function in modern environment, more than ever. As society evolves, the standard of ethics also increases. Ethics is a traitRead MoreHenry : What Are You Doing? Essay976 Words   |  4 Pagesdifference between ethic and morality. This matter has been bothering me and I want to know your view about it. Henry: Socrates do you think there is any difference between ethics and morality? Socrates: Yes, but it seems the same to me my dear friend. Henry: â€Å"The most common way of defining ethics are norms for conduct that distinguish between acceptable and unacceptable behavior (Resnik, 2015).† It is doing unto others what you want them to do to you. It is the principle that guides morality. It helpsRead MoreEvolution Of Society s Social Values925 Words   |  4 PagesMoral Decline â€Å"†¦Any animal whatever, endowed with well-marked social instincts, would inevitably acquire a moral sense or conscience, as soon as its intellectual powers had become as well developed†¦Ã¢â‚¬  (Wiker). Ten million years ago, the first single cell organism was formed and millions of years later it evolved into a complex, multi-cellular organism. Evolution is one of Man’s greatest assets; it has enabled us to survive the harshest environments and provided us with the abilities to beat theRead MoreEthics: Moral Absolutes Essay1180 Words   |  5 PagesEthics 3.1 1. Why are Christian ethics and theology inseparable? What did Francis Schaeffer mean when he said that not all things are the same to God? Christian ethics is inseparable from theology because it is grounded in the character of God. Francis Schaeffer said that not all things are the same to God and means that God exists and has a character, but not all things are the same to him. Some things conform to His character, and some are opposed to his character. 2. What did Schaeffer concludeRead MoreThe Ethics Of Confucian Business Ethics1172 Words   |  5 PagesEDMP: An Analysis in Support of Confucian Business Ethics in Harmony of the Business Environment (160)Issue: The one question brought forth by Lagan (2006) is the conflict between harmony in the business environment and the competition of capitalistic markets in the ethical debate on the efficacy of Confucian business ethics. Lagan’s (2006) case study effectively defines the overarching harmony of universal mandates defined by Confucius, which argued against the pro-capitalist interpretationsRead MoreEthics And Principles Of Ethics991 Words   |  4 Pages Ethics is a system basic moral principals and concepts of civilized human conduct. it helps us develop ideas about what is moral, right from wrong and dictates of conscience. Ethics also helps to distinguish between honest and dishonest characteristics in people. In business, ethics is something that is essential to one’s moral compass. It is something that is taught through the child rearing process and into a child’s formative years. Ethics requires knowledge. Fundamentally this suggests thatRead MoreReligion And Morality On The Hunt Of Finding The Author Of What We Know As Social Norms952 Words   |  4 PagesGod as Author of Morality There is always controversy around when we bring any topic related to religion to the table and it is not different when we talk about morality. This paper will explore the controversial side that plays religion and morality in the hunt of finding the author of what we know as social norms. In this philosophy paper, we will discuss the origin and evolution of the Divine Command Theory and we will analyze an objections against this theory cited by Plato (Atenas, 427 - 347Read MoreAmerican Culture : The People s Way Of Life Essay1747 Words   |  7 Pagesstruggles with ethics and morality. Evidence suggests that the American culture somewhat favors the members who are well placed within it and ignores those, the lower class. The problem of segregating people in according to their status looks like a global phenomenon and seems normal. It somehow appears like society is naturally kinder to the â€Å"haves† than the â€Å"have-nots†. American culture shows that the more st ake a person has in this culture the less he or she cares about ethics and morality. And the

Commercial Banking Real Interest Rates

Question: Discuss about theCommercial Bankingfor Real Interest Rates. Answer: Evaluating the Interest Sensitivity Report and Depicting its Shortcomings: The evaluation of interest rate sensitivity report of Keystone National bank mainly states the difference in interest change of the assets and liabilities conducted by the company. In addition, the duration of interest rate gap mainly analyses the difference in asset and liabilities for different time group. In this context, Moessner, de Jansen (2014) mentioned that interest sensitivity report is mainly helpful in detecting the overall change in gap between assets and liabilities accumulated by the company. In addition, Keystone National Bank for has effectively depicted their sensitivity report regarding the excess accumulation of liabilities that is been conducted from the duration of 8 to 365 days. However, the bank has accumulated higher assets in the end. Choi, Richardson Whitelaw (2016) stated that change in interest rate accumulation could effectively help the investors in determining the authenticity of the banks profitability and market value equity. In addition, the evaluation of interest rate sensitivity report mainly depicted that the objectivity of maximising the interest income is not achieved by the bank. Furthermore, the cumulative GAP as percent of assets is relatively negative, which is in turn decrease the overall asset accumulation of the company. In addition, the time bucket depicted in exhibit report mainly portrays that 7-18 as period has positive gap. However, the other time series have a negative interest rate sensitivity gap, which indicates that a fall in interest rates could help the company to achieve higher profits. In this context, Janssen Morhs (2015) mentioned that most of the gap analyst fails to detect the variability in interest and non-interest revenue or expenses, which reduce the valuation of interest sensitivity risk. However, Swanson Williams (2014) argued that the gap analysis mainly omits the spreads that could come from market interest rate changes. Providing Effective Recommendations to Keystone National Bank for Improving their Earnings Performance and Financial Strength: The overall satiation that is been depicted in the exhibit 6 mainly indicates the rinsing loan demand is currently possible and a decrees in interest rate could be considered. This rising demand in loans and decrease in short-term interest rate payment might mainly have a positive effect for Keystone National Bank. Trujillo (2013) stated that banks with the help of declining short-term interest rates are able to generate higher income from long-term loan. On the contrary, Dell?Ariccia, Laeven Marquez (2014) criticises that during an economic crises the overall demand for loans decreases, which in turn hamper the revenue generation capacity of the company. Improvement in Income: The rising demand from loans among potential business could be accumulated by Keystone National Bank, which in turn might help in improving the overall revenue. In addition, the long-term loans that have high interest rates could be provided to electronics, automotive, accessories manufacturing and building material companies. In addition, the recession that might incur in short term could help in reducing the funding cost of the company. Increased Accumulation of Loans: Furthermore, the increased demand of loans, which might be generated from business, could help the company to gather high interest yielding loans. In addition, during the recession period the company might gather short-term loans at low interest rate and provide long-term loans to business are higher long-term interest rate. The accumulation of loan based on this strategy could help Keystone national bank to improve their overall financial position and in generate higher revenue. In addition, the competitive deposit rate, which could also help in high cash accumulation that might be conducted by the company. Furthermore, the accusation that is been done in the recession period will only be conducted on low deposit rate, which might help the company to reduce its overall cost of financing and improve its expense structure. Moreover, the fall in 200 basis point of short-term interest rate and an increase in only 100 or 50 basis points could help the company in gathering capital in short term interest rates. However, the main operations of the bank are to borrow capital in short term basis and lend it on long-term basis. Thus, the rising loans demand and recession augmentations could help the company in borrowing the required capital in short-term low interest rate. Moreover, the gathered capital might effectively be lent to the business, which require fund on long-term high interest rate basis. This structure might mainly help the company to improve the financial position and in turn reduce its overall expenditure on capital accumulation. Reference: Choi, J., Richardson, M. P., Whitelaw, R. (2016). On the Interest Rate Sensitivity of Corporate Securities: Implications at the Firm and Index Level. Dell?Ariccia, G., Laeven, L., Marquez, R. (2014). Real interest rates, leverage, and bank risk-taking.Journal of Economic Theory,149, 65-99. Janssen, R., Morhs, R. (2015).The interest rate sensitivity of Luxembourg bond funds: results from a time-varying model(No. 98). Central Bank of Luxembourg. Moessner, R., de Haan, J., Jansen, D. J. (2014). The effect of the zero lower bound, forward guidance and unconventional monetary policy on interest rate sensitivity to economic news in Sweden. Swanson, E. T., Williams, J. C. (2014). Measuring the effect of the zero lower bound on medium-and longer-term interest rates.The American Economic Review,104(10), 3154-3185. Trujillo-Ponce, A. (2013). What determines the profitability of banks? Evidence from Spain.Accounting Finance,53(2), 561-586.